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A Map Tour of Belton, Texas: Your Guide to a Charming Town in the Heart of Central Texas

If you're considering relocating to Central Texas, Living in Belton TX offers a unique blend of small-town charm and modern amenities. This guide will provide you with essential insights into what makes Belton a desirable place to call home.

Table of Contents

Introduction to Living in Belton Texas

Living in Belton TX combines the charm of a small town with the conveniences of modern life. With a population of around 23,000, Belton is a community where everyone knows their neighbors. This friendly atmosphere is complemented by numerous amenities, parks, and recreational opportunities.

Morgan's Point Resort overview

Belton’s Location in Central Texas

Belton is situated in Bell County, just an hour north of Austin and 40 minutes south of Waco, making it an ideal location for those who want easy access to larger cities. The main highways, including I-35 and Highway 14, provide straightforward routes for commuting or leisure travel. Its central location means you can enjoy the benefits of city life while still experiencing the tranquillity of a small town.

Map of Central Texas showing Belton’s location

Beaches Around Belton Texas

While Belton is not directly on the coast, several beautiful beaches are within a reasonable driving distance. Corpus Christi and Galveston are both around four hours away, offering sandy shores and vibrant beach life. For those who prefer a more serene experience, South Padre Island is about six and a half hours away, making it a perfect weekend getaway.

Dining, Shopping and Entertainment Near Belton Texas

Belton offers a diverse array of dining options, from local favorites to familiar chains. The downtown area is bustling with restaurants that cater to various tastes. Popular spots include Miller Smokehouse for BBQ and Water Street Waffle Co for breakfast lovers. For shopping, Belton features several local boutiques and access to larger retail centers in nearby Temple.

Dining Highlights

  • Miller Smokehouse: Known for its mouth-watering barbecue.
  • Water Street Waffle Co: Famous for delicious waffles and breakfast dishes.
  • The Gin at Nolan Creek: A unique venue with various dining options overlooking the creek.

Shopping Options

  • H-E-B: A major grocery store with a wide selection.
  • Walmart: Convenient for all your shopping needs.
  • Local Boutiques: Explore unique shops in downtown Belton.

Shopping options in Belton

Several neighborhoods and surrounding areas are popular among residents. Morgan's Point Resort is notable for its picturesque views and nature-connected community. The proximity to Fort Cavazos also attracts military families seeking affordable housing options.

Why People Are Moving to Belton Texas?

Belton's affordability compared to nearby cities like Austin is a significant draw. With a median home price of around $284,000, many find that they can get more for their money. Additionally, the presence of the University of Mary Hardin-Baylor and a robust healthcare system, including Baylor Scott and White Health contributes to the area's appeal.

Discover Local Favorites in Downtown Belton

Downtown Belton is a vibrant hub filled with local businesses, eateries, and community events. The Gin at Nolan Creek serves as a venue for special occasions, while places like Arusha's Coffee offer cozy spots for relaxation. The Bell County Courthouse adds a historical touch to the area, making it a pleasant place to stroll and explore.

Downtown Belton with local shops

Community Events and Activities

  • Seasonal festivals and markets that highlight local artisans.
  • Outdoor concerts and events hosted at the Gin at Nolan Creek.
  • Family-friendly activities in parks along Nolan Creek.

Property Taxes in Central Texas

Property taxes in Central Texas, particularly in Belton, can be quite significant. While home prices are generally more affordable than in larger cities like Austin, the property tax rates can be high. Understanding these taxes is crucial for potential homeowners.

Typically, property tax rates within city limits range from 2.25% to 2.6%, while areas outside city limits can see rates from 1.6% to 1.9%. This discrepancy can impact your monthly mortgage payments significantly.

For example, on a $300,000 home with a tax rate of 2.25%, you would be looking at approximately $6,750 annually in property taxes. There are exemptions available that could lower this number, but it's essential to factor this into your budget when considering a home purchase.

Local Things to Do in Belton Texas

Belton is rich in local activities and attractions that cater to a variety of interests. Whether you enjoy outdoor activities, cultural experiences, or dining, there's something for everyone.

Outdoor Activities

  • Belton Lake: A beautiful spot for fishing, boating, and picnicking.
  • Chalk Ridge Falls Park: Offers hiking trails and scenic views of waterfalls.
  • Dana Peak Park: Perfect for hiking and enjoying nature in a serene environment.

Cultural Experiences

  • Bell County Museum: Explore the history of Bell County through engaging exhibits.
  • The Gin at Nolan Creek: A venue for events and local gatherings.
  • Local Festivals: Participate in seasonal events that celebrate the community's culture.

Dining Options

  • Miller Smokehouse: Renowned for its barbecue dishes.
  • Water Street Waffle Company: A must-visit for breakfast lovers.
  • Dead Fish Grill: Offers an outdoor patio with stunning views of Belton Lake.

Schools and Education in Belton ISD

Education is a priority in Belton, with a strong emphasis on providing quality schooling through the Belton Independent School District (ISD). The district includes several well-regarded schools catering to various educational needs.

Belton ISD schools overview

Key Schools in Belton ISD

  • Belton High School: Offers a range of academic and extracurricular programs.
  • North Belton Middle School: Focuses on preparing students for high school.
  • Tarver Elementary School: Provides a solid foundation for young learners.

Bell County and Belton Texas Housing Report

The housing market in Belton and the surrounding Bell County area is dynamic. With a median home price of $284,000, prospective buyers will find a variety of options to suit their needs.

Dining at Dead Fish Grill

Approximately 46% of homes fall within the $200,000 to $300,000 range, making it an attractive option for first-time buyers. The market also features a mix of established homes and new constructions, providing ample choices for different lifestyles.

Housing Options in Belton Texas and Surrounding Areas

When considering moving to Belton, it's essential to explore the various housing options available. The area offers diverse neighborhoods, each with its unique charm and amenities.

Types of Housing Available

  • Single-family homes: Predominantly found in established neighborhoods.
  • New construction: Available in several communities, especially on the outskirts.
  • Townhomes: A great option for those seeking low-maintenance living.

Traffic in Belton and Surrounding Areas

Traffic in Belton is generally manageable, with the most congestion typically found on main roads such as 317 and I-35. Commuters can expect a relatively smooth experience compared to larger urban areas.

During peak hours, traffic can build up, especially near the intersections of major highways. However, overall, residents enjoy quick access to surrounding cities and amenities.

Peak traffic times in Belton

FAQ

What is the average home price in Belton TX?

The average home price in Belton is approximately $284,000, with many options available for different budgets.

Are there good schools in Belton?

Yes, Belton ISD offers quality educational institutions, including elementary, middle, and high schools, known for their academic and extracurricular programs.

What outdoor activities are available in Belton?

Belton features numerous outdoor activities, including hiking, fishing, and boating at local parks and lakes, making it an attractive location for nature enthusiasts.

Thinking about making Belton Texas your new home? Reach out to me for personalized guidance or visit my website for more info on the best properties and what this charming town has to offer!

Read Also: Exploring a $799K Luxury Home in Belton Texas: A Detailed Tour Exploring a Luxurious $1.1 Million Home in Belton, Texas

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Aundrea Dudik

With over 150 clients served in Central Texas real estate, Aundrea helps her buyers navigate relocating seamlessly. Known for her expertise, she has a lot of valuable insights on her YouTube channel to make moving to Central texas a hassle-free experience. 

WATCH THE LATEST VIDEO HERE

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